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Fintech Disruptors
Insights on transforming traditional systems with digital wallets, embedded finance, and decentralized systems.


Retail Was Just the Beginning, BNPL Is Just Getting Started
Buy Now, Pay Later (BNPL) has evolved far beyond retail checkouts. From booking flights and covering medical procedures to paying for skills training and car repairs, BNPL is opening doors in industries that once felt out of reach. This article explores real-world examples of how BNPL is making life more affordable, one installment at a time—for individuals and businesses alike.

BFSITech Insight ™
Jul 283 min read


Social Payments Unplugged: How Fintech Is Making Friends on Facebook and TikTok
As fintech and social media platforms converge, embedded payments are transforming how users shop, transfer money, and interact online. This post explores the new opportunities, industry examples, and regulatory considerations shaping the future of seamless payments within social networks.

BFSITech Insight ™
Jun 283 min read


Not Just Numbers: AI’s Quest to Redefine Who Deserves Credit
Traditional credit scores leave millions behind. AI-powered alternative credit scoring models tap into unconventional data sources—like mobile usage and social media—to offer faster, fairer, and more inclusive access to credit.

BFSITech Insight ™
Jun 144 min read


Fintech Meets SMEs: The Rise of Embedded Lending for Seamless Capital Access
Explore how embedded lending is transforming SME financing through fintech innovation. Learn about benefits, challenges, and future trends in this deep dive into accessible capital solutions.

BFSITech Insight ™
May 294 min read


Real-Time Payroll and Tax Optimization for Gig Economy Workers
Discover how real-time payroll and tax optimization solutions are transforming financial management for gig economy workers. Learn strategies to improve cash flow, automate tax compliance, and maximize earnings in the evolving gig workforce.

BFSITech Insight ™
May 33 min read
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